The Lagos State Government has set December 31, 2026, as the deadline for residents to obtain health insurance before enforcement of mandatory coverage begins on January 1, 2027.
Governor Babajide Sanwo-Olu announced the deadline on Tuesday at an event in Victoria Island, where he launched enforcement measures under Executive Order EO/BOS/01/2024 and introduced the Lagos Private Health Plans, an initiative aimed at expanding coverage for salaried workers and businesses.
The new plans will complement Ilera Eko, the state’s existing health insurance scheme, which primarily serves low-income residents and people working in the informal sector.
Sanwo-Olu said the policy was intended to expand access to health care and reduce the financial burden of medical treatment on households.
He said the framework placed obligations on residents, employers and the government, with health insurance required under the state’s policy.
The private plans are intended to provide additional coverage options for formal-sector employees and corporate organisations through participating health maintenance organisations.
The state government is seeking to expand insurance coverage and reduce out-of-pocket spending on medical care.
Residents and employers have until December 31 to secure coverage before enforcement begins in January, according to the announcement.

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